Top Best Credit Cards with Cash Back

Credit card cash back seems to be the best reward that one wants to earn for spending money. Issuers are not so generous as they used to be, but we’ve selected the best cash back credit cards to apply for. They will not only bring you money, but also have the lowest annual fee and reasonable interest rates. Such cards require good or excellent credit score, so not anyone can get them.

Chase Freedom

Chase Freedom seems to be the most awarded cash back credit card. It often becomes the editor’s choice and there are some reasons why. Chase Freedom credit card offers 1% cash back for all money you spend and 5% for purchasing items at selected categories (categories change each 3 months). Now it comes with extra $200 sign up bonus (when you spend $500 during the first month). For on-line shopping at Chase Store you can get up to 10% rebate. There is no annual fee and variable APR is as low as 15.99%.

Our resume: Chase freedom is excellent choice with cash back that never expires, generous sign up bonus and no annual fee, but you must have excellent credit score to apply for it.

Discover More Card

For many years the owners of Discover More Card are the most loyal customers. And that is why: no annual fee and variable APR from 11.99% along with attractive rewards. Though the math of earnings can be a little bit complicated (you earn 0.25% for first $3000 and then 1% for all purchases, up to 5% at selected categories and up to 20% when shop on-line through Discover.com) your overall earnings will not disappoint you. The best part is that you have 0 % introductory APR for 15 months.

Our resume: One of the longest introductory offers along with no annual fee bring this Discover More card to the board of best cash back offers.

Blue Cash American Express

Blue Cash Card from American Express is the best card for everyday purchases. 3% cash back on supermarket purchases, 2% on department stores shopping and fuel and 1% everything else. If you don’t want to look for rewarding categories each month, this card is the best one to apply for. By the way it comes with no annual fee and up to 12 month intro APR.

Our resume: Blue Cash American Express is the best way to earn cash back on everyday credit card spending.