Top Best Interest Free Credit Cards

If you are shopping around for a new credit card you should definitely pay attention to credit cards with 0% interest. Though such generous offers last for introductory period only zero percent credit cards are excellent way to save some money. 0 APR cards attract a lot of new customers to banks but unfortunately they are available for people with good credit score only.

When you apply for 0% interest credit cards, you should pay attention at the duration of introductory period and regular APR. You should also evaluate the annual fee and rewards program. If you are going to transfer the balance to the new card check the rates and fees for balance transfer cause they can be different from purchase APR.

Citi Platinum Select Master Card

Citi Platinum Select Card offers you 0 APR for 21 months both on purchases and balance transfer.  There is no annual fee. You will also get unique theft protect solution form Citi bank and 0% liability on unauthorized purchases. Regular interest rate from 11.99% to 20.99% is determined based on your creditworthiness.

Our resume: Citi Platinum Select is best card for those who are looking for interest free credit card. With 21 months introductory offer and no annual fee this card is excellent one to apply for.

Capital One Venture Rewards Credit Card

Capital One Venture comes with 0 APR till the august 2012. There is no annual fee and there are really nice rewards. You’ll receive 1.25 miles per dollar on every purchase you make and then can redeem them for car rentals and airline tickets. As most Capital One Cards Venture Credit Card comes with no international transaction fee. Regular APR is 11.9% – 19.9%

Our resume: Great card to get before the summer vacation – you’ll not only get 0% APR till next august, but also get nice miles rewards without annual fee and international transaction fees.

Discover More Credit Card

18 months with 0% interest rate are offered by Discover bank. Discover More Card goes with 1-5% cash back and no annual fee. For online shopping at selected retailers you can get up to 20% cash back. 0% fraud liability and 24/7 access to account manager located in US. Regular APR is 11.99% – 20.99%

Our resume: The reason why Discover More credit card is ranked #1 by customers’ loyalty is no annual fee, 0 APR for 18 months and up to 20% cash back.

BankAmericard Visa Signature Card

BankAmericard Cash Rewards Visa Signature Card offers 0 APR on purchases for 12 billing cycles. Regular APR and interest rate for balance transfer is 12.99% – 20.99%. The best part about AmeriCard is that you get 1% cash back on every purchase, 2% cash back on groceries and 3% cash back on gas. So it’s an excellent way to maximize rewards from your everyday spending.

Our resume: BankAmericard Visa Signature Card is not the best card for balance transfer, but it’s an excellent 0 APR card that offers 12 months of intro rates and nice rewards for everyday shopping.