Aug 9, 2011
miraamira

Top Secured Credit Cards for Bad credit

Finding the right credit card can be a tough task with bad credit score. Secured credit card not only allows you to use all the benefits that credit card gives, but also improves your credit ranking. You score is getting higher if you make all payments on time and credit card issuer reports that to major credit bureaus. Though most of them do their offers are not equal. Before applying for the credit card with bad credit score, read review of best secured credit card offers at Top-CreditCards.com.

Secured credit cards are not costumers’ favorite product due to security deposit and high annual fee. Though secured deposit is refundable, not everyone wants to put down some money. But if your score is far from excellent secured card can be the answer. Such cards offer your lower APR than unsecured card for bad credit.
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Aug 9, 2011
miraamira

Best Credit Card Rewards

Best Credit Card Rewards

We have found the credit cards rewards options that are available now. Credit cards with rewards allow you to earn points, miles or cash back for all your purchases. If you already use a credit card for everyday shopping, such card can bring extra cash to your pocket or save money on a vacation trip. The variety of programs allows anyone to find a card that meets his or her lifestyle, needs and expectations. But you should be aware that such cards require good or excellent credit score, so not everybody can get them.

The main drawback of rewards cards is annual fee and higher APR. The annual fee can be up $300, but we recommend choosing more reasonable programs. They also can have higher APR comparing to credit cards without rewards. Another disadvantage is that in fact not all the earned points can be redeemed – due to fine print a reward program can have limitations and points can expire soon.

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Aug 5, 2011
miraamira

Debt consolidation information

If you find yourself in debt and ready to make actions to get out of it there are different debt solutions available. Depending on your financial situation you can choose the right debt management strategy.

Talk to Your Lenders First

It is a good start to talk directly to the bank or a financial institution that you owe to. Usually they are interested in you paying off the debt not less than you are- if you are not paying your debt for a 6 month they need to write your loan as a loss and they hate to do this. Even after that point a bank is interested in getting the money back so it there is always a way to come to agreement. Continue reading »

Jul 26, 2011
miraamira

Top Credit Card Issuers

Issuer’s reputation was named among the most important factors that people think about, when they choose a credit card. There is a list of major credit card issuers that are trusted by millions of people in US and around the world.

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